Eligibility
Many veterans, active-duty service members, National Guard, Reservists, and some surviving spouses qualify.
VA loans
A thank-you you can build a home on.
Guaranteed by the Department of Veterans Affairs, VA loans reward eligible veterans and service members with no down payment, no monthly mortgage insurance, and strong rates.
Earned benefits, made easy
The strongest loan most buyers never use.
If you're eligible, a VA loan is hard to beat: buy with nothing down and skip monthly mortgage insurance entirely. Jakelo handles the Certificate of Eligibility and paperwork for you.
- $0 down payment for eligible borrowers
- No monthly mortgage insurance, ever
- We help obtain your Certificate of Eligibility
Who qualifies & how it works
The essentials.
Certificate of Eligibility
The COE proves your entitlement. Jakelo helps you request it as part of your application.
The funding fee
Most VA loans include a one-time funding fee, which can be rolled into the loan. Some borrowers are exempt.
Reusable benefit
Your VA loan entitlement can be restored and used again for future homes.
Competitive rates
VA loans often price better than conventional, with no mortgage insurance to add on.
Primary residence
VA loans are for homes you live in, not investment properties.
Good to know
Common questions.
Do I really need $0 down?
Eligible VA borrowers can finance 100% of the purchase price â no down payment required, though you can put money down if you choose.
Is there mortgage insurance on a VA loan?
No monthly mortgage insurance, which is one of the biggest advantages of the program. A one-time funding fee usually applies instead.
How do I prove eligibility?
Through a Certificate of Eligibility (COE). Jakelo helps you obtain it as part of your application.
Can I use my VA benefit more than once?
Yes. Entitlement can be restored after you sell or pay off a VA loan, so you can use the benefit again.
Part of Loan options.
Check your VA rate.
A soft credit check shows your VA options with no impact to your score.