Soft pull first
Your first rate check is a soft inquiry that's visible only to you and never affects your credit score.
Why Jakelo
An online mortgage, protected like a vault.
Handing your financial life to a website should feel safe, not scary. Jakelo protects your information with the same standards a bank uses — encryption everywhere, read-only access, and a strict promise never to sell your data.
Security by design
Bank-level encryption, end to end.
Everything you share with Jakelo is encrypted in transit and at rest. When you connect an account, you grant read-only, revocable access — we can verify your income and assets, but we never see or store your login credentials.
- End-to-end encryption in transit and at rest
- Read-only, revocable access to your accounts
- We never store your banking passwords
- Your data is never sold — full stop
How we keep you safe
Protection at every step.
Encrypted storage
The information you provide is stored encrypted, with strict access controls on who can ever see it.
Read-only connections
Account links are read-only and revocable — you stay in control, and can disconnect anytime.
No data selling
We make money from mortgages, not from your data. It is never sold or rented to third parties.
Human verification
Sensitive steps like closing include identity verification by a licensed notary.
Fraud safeguards
Payments and identity checks are protected by industry-standard fraud controls.
Good to know
Common questions.
Is it safe to connect my bank account?
Yes. Connections are read-only and revocable, and we never see or store your login credentials — we only read the verified data needed to underwrite your loan.
Will Jakelo sell my personal information?
Never. Jakelo does not sell or rent your data. We earn from mortgages, not from your information.
Does applying online hurt my credit?
Your first rate check is a soft inquiry with zero score impact. A hard pull only happens later, with your explicit consent, if you move forward.
How is my data protected?
With bank-level, end-to-end encryption in transit and at rest, plus strict access controls over who can view any sensitive information.
Part of Why Jakelo.
Check your rate with confidence.
A soft credit check, encrypted end to end, with no impact to your score.