Loan options

One platform for every move you'll make.

Buying your first place, trading up, refinancing, or putting your equity to work — Jakelo automates all of it under one login, with the same fast decision and the same friendly team.

Home purchase

Fixed and adjustable-rate mortgages for first-timers and move-up buyers alike. Get pre-approved in minutes so you can make an offer with confidence, then close online.

  • Conventional, FHA & VA options
  • Fast, shareable pre-approval letters
  • Rate-lock protection

Learn more about home purchase loans →

Check your rate →$10 one-time soft credit check · no impact to your score

Refinance

Lower your rate, shrink your term, drop mortgage insurance, or take cash out. Jakelo re-runs your numbers automatically and shows your break-even in plain English.

  • Rate-and-term or cash-out
  • Clear break-even analysis
  • No branch, no printing

Learn more about refinancing →

See if it's worth it →$10 one-time soft credit check · no impact to your score

HELOC

Tap your home's equity for renovations, tuition, or a safety net — a flexible line you draw on as you need it, with the same automated approval and online close.

  • Flexible draw period
  • Borrow only what you use
  • Fast, automated approval

Learn more about HELOCs →

Explore a HELOC →$10 one-time soft credit check · no impact to your score

More ways to buy

Programs for every kind of buyer.

FHA loans

As little as 3.5% down with flexible credit requirements. See the full monthly cost, mortgage insurance included.

About FHA loans →

Not sure which fits?

Start with your rate. We'll show you the options.

One soft credit check — no score impact — and Jakelo lays out what you qualify for across every product, with real numbers. No guessing, no sales pressure.

Check your rate →$10 one-time soft credit check · no impact to your score

A modern city skyline of homes and condominiums