Interested in buying
Purchasing a house is a big process, and it can vary based on where you’re buying and your specific circumstances
Buying a house involves several key steps
Here’s a straightforward breakdown of the typical process
Assess Your Finances
Check your credit score.
Determine your budget.
Save for a down payment and closing costs.
Get pre-approved for a mortgage.
Find a Real Estate Agent
Choose a reputable buyer’s agent to guide you through the process and negotiate on your behalf.
Start House Hunting
Identify your needs and wants.
Tour homes (in-person or virtually).
Compare prices, neighborhoods, and amenities.
Make an Offer
Work with your agent to submit an offer based on market value and condition.
Be prepared to negotiate on price, repairs, or closing date.
Home Inspection & Appraisal
Hire a licensed inspector to assess the property’s condition.
The lender will require an appraisal to confirm the home’s value.
Secure Your Mortgage
Choose a loan type and finalize your mortgage with the lender.
Submit all required documentation.
Close the Sale
Review and sign all closing documents.
Pay your down payment and closing costs.
The title is transferred to your name.
Move In
Receive the keys and take possession of your new home.